/* =========================================================
   Finanz-Manager — Landing Page styles  (LIGHT theme)
   Brand: navy text + gold accents on a bright, trustworthy base.
   Mobile-first. Edit brand colors in :root only.
   ========================================================= */
:root{
  --navy-900:#0f2230;   /* headings / strong text */
  --navy-800:#16303f;
  --navy-700:#234a5e;
  --navy-600:#2b4a63;

  --gold-700:#9c7416;
  --gold-600:#bc8c1c;   /* brand gold — CTAs */
  --gold-500:#cf9f2c;
  --gold-400:#e3bf5e;
  --gold-tint:#fbf6ea;  /* soft gold wash */

  --ink:#15252f;
  --text:#41525c;       /* body copy */
  --muted:#6a7882;
  --line:#e6ecef;
  --bg:#ffffff;
  --bg-soft:#f4f7f9;    /* alternating light section */
  --bg-soft2:#eaf0f3;

  --shadow-sm:0 1px 2px rgba(15,34,48,.05), 0 4px 14px rgba(15,34,48,.05);
  --shadow-md:0 10px 30px rgba(15,34,48,.09);
  --shadow-lg:0 30px 70px rgba(15,34,48,.16);

  --radius:18px;
  --radius-sm:12px;
  --maxw:1160px;

  --font-head:"Poppins", system-ui, -apple-system, Segoe UI, Arial, sans-serif;
  --font-body:"Inter", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:86px}
body{
  margin:0;overflow-x:hidden;
  font-family:var(--font-body);color:var(--text);background:var(--bg);
  line-height:1.62;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--font-head);line-height:1.12;margin:0;color:var(--ink);letter-spacing:-.01em}
p{margin:0}

.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}
.section{padding:76px 0}
.section-head{margin-bottom:44px}
.section-head.center{text-align:center;max-width:730px;margin-left:auto;margin-right:auto}
.section-sub{color:var(--muted);margin-top:14px;font-size:1.06rem}

.kicker{
  display:inline-block;font-family:var(--font-head);font-weight:600;font-size:.78rem;
  letter-spacing:.15em;text-transform:uppercase;color:var(--gold-700);margin-bottom:14px;
}
h2{font-size:clamp(1.75rem,3.4vw,2.55rem);font-weight:700}
h3{font-size:1.2rem;font-weight:600}
.gold{color:var(--gold-600)}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5em;
  font-family:var(--font-head);font-weight:600;font-size:1rem;line-height:1;
  padding:15px 26px;border-radius:999px;border:0;cursor:pointer;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease;white-space:nowrap;
}
.btn-gold{background:linear-gradient(180deg,var(--gold-500),var(--gold-600));color:#fff;box-shadow:0 8px 20px rgba(188,140,28,.32)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(188,140,28,.42)}
.btn-gold:active{transform:translateY(0)}
.btn-ghost{background:#fff;color:var(--navy-900);border:1.5px solid var(--line);box-shadow:var(--shadow-sm)}
.btn-ghost:hover{border-color:var(--gold-500);color:var(--gold-700)}
.btn-sm{padding:11px 18px;font-size:.92rem}
.btn-lg{padding:17px 28px;font-size:1.06rem}
.btn-block{width:100%;white-space:normal;text-align:center}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.9);backdrop-filter:saturate(160%) blur(12px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand img{height:40px;width:auto}
.header-actions{display:flex;align-items:center;gap:16px}
.header-phone{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--navy-900);font-size:.96rem}
.header-phone:hover{color:var(--gold-700)}

/* ---------- Hero (light) ---------- */
.hero{position:relative;overflow:hidden;background:var(--bg)}
.hero-bg{position:absolute;inset:0;z-index:0;
  background:
    radial-gradient(680px 460px at 88% -8%, rgba(188,140,28,.14), transparent 62%),
    radial-gradient(640px 500px at 0% 8%, rgba(43,74,99,.08), transparent 60%),
    linear-gradient(180deg,#fff, #f7fafb);
}
.hero-bg::after{content:"";position:absolute;inset:0;opacity:.6;
  background-image:linear-gradient(rgba(15,34,48,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(15,34,48,.035) 1px,transparent 1px);
  background-size:48px 48px;-webkit-mask-image:radial-gradient(75% 60% at 30% 20%,#000,transparent);mask-image:radial-gradient(75% 60% at 30% 20%,#000,transparent)}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:48px;align-items:center;padding-top:60px;padding-bottom:68px}
.hero-copy{min-width:0}
.eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:.84rem;font-weight:600;color:var(--navy-800);background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-sm);padding:8px 15px;border-radius:999px;margin-bottom:22px}
.eyebrow .dot{width:8px;height:8px;border-radius:50%;background:var(--gold-500);box-shadow:0 0 0 4px rgba(207,159,44,.22)}
.hero-copy h1{color:var(--navy-900);font-weight:800;font-size:clamp(2.25rem,5.1vw,3.6rem);letter-spacing:-.02em;margin-bottom:18px}
.hero-copy h1 .hl{color:var(--gold-600)}
.hero-lead{font-size:1.16rem;color:var(--text);max-width:540px;margin-bottom:24px}
.hero-ticks{list-style:none;margin:0 0 24px;padding:0;display:flex;flex-wrap:wrap;gap:10px 22px}
.hero-ticks li{display:flex;align-items:center;gap:9px;font-weight:600;color:var(--navy-800)}
.tick{width:21px;height:21px;flex:none;fill:none;stroke:#fff;stroke-width:3;stroke-linecap:round;stroke-linejoin:round;background:var(--gold-600);border-radius:50%;padding:3.5px}
.hero-rating{display:flex;align-items:center;gap:12px;color:var(--muted);font-size:.95rem}
.stars{color:var(--gold-500);letter-spacing:2px;font-size:1.05rem}

/* faded team photo filling the ATF background (RIGHT side, behind the form) */
.hero-photo{position:absolute;top:0;right:0;bottom:0;left:0;z-index:0;
  background:url('../assets/team-sm.jpg') no-repeat right top;background-size:auto 102%;
  opacity:.4;filter:grayscale(.2) contrast(1.02);
  -webkit-mask-image:linear-gradient(to right, transparent 46%, #000 88%);mask-image:linear-gradient(to right, transparent 46%, #000 88%)}
.hero-photo::after{content:"";position:absolute;inset:0;background:linear-gradient(to bottom, rgba(247,250,251,.7), rgba(247,250,251,0) 24%, rgba(247,250,251,0) 60%, rgba(247,250,251,.97))}

/* featured advisor (the face from the ads) + social proof */
.hero-advisor{display:flex;align-items:center;gap:16px;margin-top:6px}
.ha-photo{flex:none;width:88px;height:112px;border-radius:16px;object-fit:cover;object-position:center top;
  border:3px solid #fff;box-shadow:0 10px 24px rgba(15,34,48,.18)}
.ha-info{display:flex;flex-direction:column;gap:2px;min-width:0}
.ha-info .stars{font-size:1rem}
.ha-info strong{color:var(--navy-900);font-family:var(--font-head);font-size:1.02rem}
.ha-cap{font-size:.9rem;color:var(--muted)}

/* ---------- Form card ---------- */
.form-card{background:#fff;color:var(--ink);border-radius:20px;padding:28px;box-shadow:var(--shadow-lg);border:1px solid var(--line);position:relative;overflow:hidden}
.form-card::before{content:"";position:absolute;top:0;left:0;right:0;height:5px;background:linear-gradient(90deg,var(--gold-500),var(--gold-600))}
.form-card-head h2{font-size:1.45rem;font-weight:700}
.form-card-head p{color:var(--muted);font-size:.94rem;margin-top:8px;margin-bottom:20px}
.lead-form label{display:block;font-size:.82rem;font-weight:600;color:var(--navy-800);margin-bottom:13px}
.lead-form input[type=text],.lead-form input[type=tel],.lead-form input[type=email]{
  width:100%;margin-top:6px;padding:13px 14px;font-size:1rem;font-family:var(--font-body);
  border:1.5px solid var(--line);border-radius:11px;background:var(--bg-soft);color:var(--ink);
  transition:border-color .15s, background .15s, box-shadow .15s}
.lead-form input:focus{outline:none;border-color:var(--gold-500);background:#fff;box-shadow:0 0 0 4px rgba(207,159,44,.16)}
.lead-form input.invalid{border-color:#d9534f;background:#fff6f5}
.row-2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.plz input{letter-spacing:.06em}
.consent{display:flex !important;gap:10px;align-items:flex-start;font-weight:400 !important;font-size:.78rem !important;color:var(--muted);line-height:1.5;margin:4px 0 18px}
.consent input{margin-top:3px;width:18px;height:18px;flex:none;accent-color:var(--gold-600)}
.form-reassure{display:flex;align-items:center;gap:7px;justify-content:center;color:var(--muted);font-size:.78rem;margin-top:14px}
.form-reassure svg{stroke:var(--gold-600);flex:none}
.form-success{margin-top:16px;background:#eef8ef;border:1px solid #cfe9d2;color:#2c7a3d;padding:14px;border-radius:11px;font-size:.92rem;font-weight:500;text-align:center}

/* ---------- "Free for you" callout band ---------- */
.freeband{background:var(--gold-tint);border-top:1px solid #f0e6cf;border-bottom:1px solid #f0e6cf;padding:24px 0}
.freeband-inner{display:flex;align-items:center;gap:20px}
.fb-ico{flex:none;width:52px;height:52px;border-radius:50%;background:#fff;color:var(--gold-700);display:grid;place-items:center;box-shadow:var(--shadow-sm)}
.fb-text{flex:1;min-width:0}
.fb-text strong{display:block;font-family:var(--font-head);font-weight:600;color:var(--navy-900);font-size:1.08rem}
.fb-text span{color:var(--text);font-size:.96rem}
.freeband .btn{flex:none}

/* ---------- Trust / stats bar ---------- */
.trustbar{background:var(--bg-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trustbar-inner{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;padding:26px 20px;text-align:center}
.trust-item{display:flex;flex-direction:column;gap:3px}
.trust-item strong{font-family:var(--font-head);font-size:1.45rem;font-weight:700;color:var(--navy-900)}
.trust-item span{font-size:.84rem;color:var(--muted)}
.trust-item .tnum{color:var(--gold-600)}

/* ---------- Problem / solution ---------- */
.problem-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.02fr);gap:54px;align-items:center}
.problem-figure{position:relative}
.problem-figure img{border-radius:var(--radius);box-shadow:var(--shadow-md);width:100%;height:100%;max-height:460px;object-fit:cover}
.problem-figure .badge{position:absolute;left:-14px;bottom:22px;background:#fff;box-shadow:var(--shadow-md);border-radius:14px;padding:14px 18px;display:flex;align-items:center;gap:12px;max-width:240px}
.problem-figure .badge .b-ico{width:40px;height:40px;border-radius:11px;background:var(--gold-tint);color:var(--gold-700);display:grid;place-items:center;font-size:1.2rem;flex:none}
.problem-figure .badge strong{display:block;color:var(--navy-900);font-family:var(--font-head);font-size:.95rem}
.problem-figure .badge span{font-size:.8rem;color:var(--muted)}
.problem-copy p{color:var(--text);margin-top:16px;font-size:1.06rem}
.problem-copy .btn{margin-top:26px}
.benefit-list{list-style:none;margin:22px 0 0;padding:0;display:flex;flex-direction:column;gap:12px}
.benefit-list li{display:flex;gap:13px;align-items:flex-start}
.benefit-list .bl-ico{flex:none;width:26px;height:26px;border-radius:8px;background:var(--gold-tint);color:var(--gold-700);font-weight:700;display:grid;place-items:center;font-size:.85rem;margin-top:2px}
.benefit-list strong{color:var(--navy-900);font-family:var(--font-head);font-weight:600;font-size:1.02rem}
.benefit-list span{color:var(--muted);font-size:.95rem}

/* ---------- Steps ---------- */
.steps-section{background:var(--bg-soft)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 26px;box-shadow:var(--shadow-sm);position:relative}
.step-num{display:inline-grid;place-items:center;width:48px;height:48px;border-radius:14px;background:linear-gradient(180deg,var(--gold-500),var(--gold-600));color:#fff;font-family:var(--font-head);font-weight:700;font-size:1.25rem;margin-bottom:18px;box-shadow:0 8px 18px rgba(188,140,28,.3)}
.step h3{margin-bottom:8px}
.step p{color:var(--muted)}

/* ---------- Team ---------- */
.team-section{background:var(--bg)}
.team-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:52px;align-items:center}
.team-figure img{border-radius:var(--radius);box-shadow:var(--shadow-md);width:100%;height:auto;display:block}
.team-copy .kicker{margin-bottom:14px}
.team-copy p{color:var(--text);margin-top:16px;font-size:1.06rem}
.team-tagline{display:inline-flex;flex-wrap:wrap;gap:8px;margin-top:22px}
.team-tagline span{font-family:var(--font-head);font-weight:600;font-size:.82rem;letter-spacing:.04em;color:var(--navy-800);background:var(--bg-soft);border:1px solid var(--line);padding:8px 14px;border-radius:999px}
.team-copy .btn{margin-top:26px}

/* ---------- Benefits cards ---------- */
.benefits-section{background:var(--bg-soft)}
.cards-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;box-shadow:var(--shadow-sm);transition:transform .18s, box-shadow .18s, border-color .18s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:#dfe7eb}
.card-ico{font-size:1.55rem;display:inline-grid;place-items:center;width:54px;height:54px;border-radius:14px;background:var(--gold-tint);margin-bottom:16px}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);font-size:.96rem}

/* ---------- Topics ---------- */
.topics-section{background:var(--bg)}
.topics-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:54px;align-items:center}
.topics-copy p{color:var(--text);margin-top:16px;font-size:1.06rem}
.topics-copy .btn{margin-top:26px}
.topics-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.topics-list li{display:flex;align-items:center;gap:11px;background:var(--bg-soft);border:1px solid var(--line);border-radius:12px;padding:15px 16px;font-weight:500;color:var(--navy-800);font-size:.96rem}
.topics-list li::before{content:"✓";flex:none;width:24px;height:24px;border-radius:50%;background:var(--gold-tint);color:var(--gold-700);font-weight:700;display:grid;place-items:center;font-size:.8rem}

/* ---------- Reviews ---------- */
.reviews-section{background:var(--bg-soft)}
.reviews{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.review{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;margin:0;box-shadow:var(--shadow-sm)}
.review .stars{display:block;margin-bottom:14px;font-size:1.1rem}
.review blockquote{margin:0 0 18px;font-size:1.04rem;color:var(--navy-800);line-height:1.6}
.review figcaption{display:flex;align-items:center;gap:12px}
.avatar{flex:none;width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(180deg,var(--navy-700),var(--navy-900));color:#fff;font-family:var(--font-head);font-weight:600;font-size:.9rem}
.avatar-img{flex:none;width:42px;height:42px;border-radius:50%;object-fit:cover;object-position:center 25%;border:2px solid #fff;box-shadow:var(--shadow-sm)}
.review figcaption strong{display:block;color:var(--navy-900);font-size:.98rem}
.review figcaption em{color:var(--muted);font-style:normal;font-size:.82rem}

/* ---------- FAQ ---------- */
.faq-section{background:var(--bg)}
.faq-wrap{max-width:820px}
.faq-item{border:1px solid var(--line);border-radius:14px;margin-bottom:12px;background:#fff;overflow:hidden;transition:border-color .15s, box-shadow .15s}
.faq-item[open]{border-color:#e1cf9e;box-shadow:var(--shadow-sm)}
.faq-item summary{list-style:none;cursor:pointer;padding:20px 54px 20px 22px;font-family:var(--font-head);font-weight:600;font-size:1.05rem;color:var(--navy-900);position:relative}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);font-size:1.5rem;font-weight:400;color:var(--gold-600);transition:transform .2s}
.faq-item[open] summary::after{content:"–"}
.faq-body{padding:0 22px 22px;color:var(--text);font-size:1rem}

/* ---------- Final CTA (light, gold-tinted) ---------- */
.final-cta{position:relative;overflow:hidden;background:var(--gold-tint);border-top:1px solid #f0e6cf}
.final-cta::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 420px at 92% 10%, rgba(188,140,28,.16), transparent 60%),radial-gradient(620px 460px at 0% 100%, rgba(43,74,99,.06), transparent 60%)}
.final-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:48px;align-items:center}
.final-copy h2{color:var(--navy-900);font-size:clamp(1.85rem,3.4vw,2.6rem)}
.final-copy p{color:var(--text);margin-top:18px;font-size:1.08rem;max-width:520px}
.final-ticks{list-style:none;margin:24px 0 0;padding:0;display:flex;flex-direction:column;gap:12px}
.final-ticks li{display:flex;align-items:center;gap:11px;color:var(--navy-800);font-weight:600}
.advisor-chip{display:flex;align-items:center;gap:14px;margin-top:28px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-sm);border-radius:16px;padding:12px 16px;max-width:380px}
.advisor-chip img{width:56px;height:56px;border-radius:50%;object-fit:cover;object-position:center top;flex:none}
.advisor-chip > span{display:flex;flex-direction:column;gap:2px;min-width:0}
.advisor-chip .ac-name{display:block;font-family:var(--font-head);font-weight:600;color:var(--navy-900);font-size:.96rem;line-height:1.25}
.advisor-chip .ac-role{display:block;font-size:.82rem;color:var(--muted)}

/* ---------- Footer (navy) ---------- */
.site-footer{background:var(--navy-900);color:#a9b8c1;padding:58px 0 26px;font-size:.95rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.08)}
.footer-brand .f-name{font-family:var(--font-head);font-weight:700;font-size:1.35rem;color:#fff}
.footer-brand .f-name .dash{color:var(--gold-500)}
.footer-brand .f-tag{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-400);margin-top:4px}
.footer-brand p{margin-top:14px;max-width:420px;color:#8195a1}
.footer-col h4{color:#fff;font-size:.95rem;font-weight:600;margin-bottom:14px}
.footer-col a,.footer-col address{display:block;color:#a9b8c1;font-style:normal;margin-bottom:10px;line-height:1.5}
.footer-col a:hover{color:var(--gold-400)}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;padding-top:20px;font-size:.86rem;color:#74858f}
.footer-up:hover{color:var(--gold-400)}

/* ---------- Legal pages ---------- */
.legal{padding:48px 0 64px;background:var(--bg)}
.legal-wrap{max-width:780px}
.legal h1{font-size:clamp(1.9rem,4vw,2.5rem);margin-bottom:6px}
.legal .legal-sub{color:var(--muted);margin-bottom:30px}
.legal h2{font-size:1.18rem;font-weight:600;color:var(--navy-900);margin:30px 0 8px}
.legal h3{font-size:1.02rem;font-weight:600;color:var(--navy-900);margin:24px 0 6px}
.legal p,.legal li{color:var(--text);font-size:1rem;line-height:1.7}
.legal p{margin-bottom:14px}
.legal-source{margin-top:24px;font-size:.82rem;color:var(--muted);font-style:italic}
.legal ul{margin:8px 0 16px;padding-left:20px}
.legal li{margin-bottom:8px}
.legal a{color:var(--gold-700);text-decoration:underline}
.legal a:hover{color:var(--gold-600)}
.legal strong{color:var(--navy-900)}
.legal code{background:var(--bg-soft);padding:1px 6px;border-radius:6px;font-size:.85em}
.legal-note{background:var(--gold-tint);border:1px solid #f0e2bf;border-radius:12px;padding:14px 16px;font-size:.88rem;color:#7a5e12;margin-bottom:28px}
.legal-back{margin-top:34px}

/* ---------- Sticky mobile CTA ---------- */
.mobile-cta{position:fixed;left:0;right:0;bottom:0;z-index:60;display:none;gap:10px;align-items:center;padding:10px 14px;padding-bottom:calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.95);backdrop-filter:blur(10px);border-top:1px solid var(--line);box-shadow:0 -6px 24px rgba(15,34,48,.1)}
.mobile-call{flex:none;width:50px;height:50px;border-radius:13px;display:grid;place-items:center;background:var(--navy-900);color:#fff}
.mobile-cta-btn{flex:1}

/* =========================================================
   RESPONSIVE
   ========================================================= */
@media (max-width:980px){
  /* Mobile-first fold: headline -> FORM -> supporting copy. The hero copy
     block dissolves (display:contents) so its children can be reordered
     around the form card. No in-page CTA — the form IS above the fold. */
  .hero-grid{display:flex;flex-direction:column;gap:0;padding-top:26px;padding-bottom:44px}
  .hero-copy{display:contents}
  .eyebrow{order:1;align-self:flex-start;margin-bottom:14px}
  .hero-copy h1{order:2;margin-bottom:16px}
  .hero-grid .form-card{order:3;width:100%}
  .hero-lead{order:4;margin:30px 0 18px}
  .hero-ticks{order:5;margin-bottom:18px}
  .hero-advisor{order:6}
  .problem-grid,.topics-grid,.final-grid,.team-grid{grid-template-columns:minmax(0,1fr);gap:34px}
  .problem-figure{order:-1}
  .hero-photo{display:none}
  .freeband-inner{flex-direction:column;text-align:center;gap:14px}
  .cards-4{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:30px}
  .footer-brand{grid-column:1 / -1}
}
@media (max-width:680px){
  .section{padding:54px 0}
  .header-cta{display:none}
  .header-phone span{display:none}
  .header-phone{background:var(--bg-soft);padding:10px;border-radius:11px}
  .brand img{height:34px}
  .trustbar-inner{grid-template-columns:1fr 1fr;gap:20px 12px}
  .cards-4{grid-template-columns:1fr}
  .reviews{grid-template-columns:1fr}
  .topics-list{grid-template-columns:1fr}
  .problem-figure .badge{left:10px}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column;gap:10px;text-align:center}
  .mobile-cta{display:flex}
  body{padding-bottom:78px}
  .form-card{padding:22px}
  .hero-copy h1{font-size:clamp(2.05rem,8vw,2.6rem)}
  .btn-lg{font-size:1rem;padding:15px 18px}
  .mobile-cta-btn{font-size:.98rem}
}
@media (max-width:380px){ .row-2{grid-template-columns:1fr} }
@media (prefers-reduced-motion:reduce){ *{scroll-behavior:auto !important;transition:none !important} }

/* =========================================================
   Qualification wizard (multi-step lead form)
   ========================================================= */
.wprogress{display:flex;align-items:center;gap:12px;margin-bottom:20px}
.wprogress-bar{flex:1;height:6px;background:var(--bg-soft2);border-radius:999px;overflow:hidden}
.wprogress-bar i{display:block;height:100%;width:14%;background:linear-gradient(90deg,var(--gold-500),var(--gold-600));border-radius:999px;transition:width .25s ease}
.wprogress-label{font-size:.72rem;font-weight:600;color:var(--muted);white-space:nowrap}

.wstep{border:0;padding:0;margin:0;min-width:0}
.wstep[hidden]{display:none}
.wstep-in{animation:wfade .28s ease both}
@keyframes wfade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}

.wq{font-family:var(--font-head);font-weight:700;font-size:1.08rem;line-height:1.3;color:var(--ink);padding:0;margin-bottom:16px}
.wopts{display:grid;gap:10px}
.wopts .wopt{margin:0}
.wopt{position:relative;display:block}
.wopt input{position:absolute;opacity:0;pointer-events:none}
.wopt > span{
  display:flex;flex-direction:column;gap:1px;
  border:1.5px solid var(--line);border-radius:13px;background:#fff;
  padding:13px 16px;cursor:pointer;min-height:50px;justify-content:center;
  transition:border-color .15s ease, background .15s ease, box-shadow .15s ease;
}
.wopt strong{font-size:.95rem;font-weight:600;color:var(--navy-800);line-height:1.35}
.wopt small{font-size:.79rem;font-weight:400;color:var(--muted);line-height:1.4}
.wopt:hover > span{border-color:var(--gold-400)}
.wopt input:checked + span{border-color:var(--gold-600);background:var(--gold-tint);box-shadow:0 0 0 3px rgba(188,140,28,.14)}
.wopt input:focus-visible + span{outline:2px solid var(--gold-500);outline-offset:2px}

.wnote{font-size:.78rem;color:var(--muted);margin-top:14px;line-height:1.5}
.wback{background:none;border:0;padding:0;margin-top:16px;cursor:pointer;font-family:var(--font-body);font-size:.82rem;font-weight:600;color:var(--muted)}
.wback:hover{color:var(--navy-700)}
.wstep-contact .wq{margin-bottom:14px}

/* =========================================================
   Results band (real customer cases)
   ========================================================= */
.results-section{background:var(--bg-soft);padding-top:64px;padding-bottom:64px}
.results{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;max-width:880px;margin:0 auto}
.result-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 28px 24px;box-shadow:var(--shadow-sm)}
.r-numrow{display:flex;align-items:baseline;gap:10px;margin-bottom:12px}
.r-num{font-family:var(--font-head);font-weight:800;font-size:2.5rem;letter-spacing:-.02em;color:var(--gold-600);line-height:1}
.r-per{font-family:var(--font-head);font-weight:600;font-size:1rem;color:var(--navy-800)}
.result-card p{font-size:.95rem;line-height:1.6}
.result-card p strong{color:var(--navy-900)}
.result-card footer{display:flex;align-items:center;gap:10px;margin-top:16px;padding-top:14px;border-top:1px solid var(--line);font-size:.84rem;font-weight:600;color:var(--muted)}
.results-note{text-align:center;color:var(--muted);font-size:.85rem;margin-top:24px;max-width:560px;margin-left:auto;margin-right:auto}

@media (max-width:680px){
  .results{grid-template-columns:1fr}
  .r-num{font-size:2.2rem}
  .wopt > span{padding:12px 14px}
}

/* =========================================================
   Consent banner (gates the Meta Pixel — PostHog is cookieless)
   ========================================================= */
.consent-banner{
  position:fixed;z-index:70;right:12px;bottom:12px;left:12px;max-width:330px;margin-left:auto;
  background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow-lg);
  padding:10px 12px 9px;animation:cbIn .3s ease both;
}
@keyframes cbIn{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.consent-banner p{font-size:.72rem;line-height:1.45;color:var(--text);margin-bottom:7px}
.consent-banner a{color:var(--gold-700);text-decoration:underline}
.cb-actions{display:flex;align-items:center;gap:14px}
.cb-actions .btn{flex:none}
.cb-actions .btn-sm{padding:8px 14px;font-size:.8rem}
.cb-decline{background:none;border:0;cursor:pointer;font-family:var(--font-body);font-size:.76rem;
  font-weight:600;color:var(--muted);padding:8px 6px}
.cb-decline:hover{color:var(--navy-700)}
@media (max-width:680px){
  .consent-banner{bottom:calc(84px + env(safe-area-inset-bottom));max-width:none}
  .consent-banner p{display:inline}
}

/* =========================================================
   Fullscreen form modal (opened by the sticky CTA)
   ========================================================= */
.form-modal{position:fixed;inset:0;z-index:80;background:#fff;display:flex;flex-direction:column}
.form-modal[hidden]{display:none}
.form-modal-head{
  flex:none;display:flex;align-items:center;justify-content:space-between;
  padding:14px 20px;border-bottom:1px solid var(--line);
}
.form-modal-head strong{font-family:var(--font-head);font-weight:700;font-size:1.05rem;color:var(--navy-900)}
.fm-close{
  background:var(--bg-soft);border:0;width:40px;height:40px;border-radius:50%;
  font-size:1.05rem;line-height:1;cursor:pointer;color:var(--navy-800);
}
.fm-close:hover{background:var(--bg-soft2)}
.form-modal-body{flex:1;overflow-y:auto;-webkit-overflow-scrolling:touch;padding:24px 20px 48px}
.form-modal-body .lead-wizard{max-width:560px;margin:0 auto}
body.modal-open{overflow:hidden}
body.modal-open .mobile-cta{display:none}